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To activate your MidCarolina Online Banking, you must have at least one account with MidCarolina Bank. As a customer of MidCarolina Bank, you will have access to all of your personal or business accounts free of charge.

For first time users, click on first time user.

To Log In:
Enter your access ID, which is your account number, and a temporary password, which is your MidCarolina (24 Hour Phone Banking) password. If you don't know your MidCarolina password, call your customer service representative and they will be happy to assist you!

As you Log In, you will be prompted to change your access ID and password to one you select yourself. Then, you're on your way!

Access ID:
You can keep your account number as your access ID or you can change it to any letter/number combination or a combination of both as it has a minimum of 6 characters and a maximum of 12 characters. The access ID is case sensitive.

Password (PIN):
You must change your password to one having a combination of 6 to 12 alphabetic and numeric characters. It must contain at least 2 alpha characters. Note that passwords are case sensitive. Ex: arich2345 or ARICH2345 or ARich2345 or 1234az or 5A578B or Tv4321. Remember to always keep your PIN in a secure location.

With MidCarolina Online, all of the accounts reported under the same social security number can be accessed together.

Check up-to-the-second balances of all your MidCarolina Bank accounts
Look at and download your month-to-date transactions
Search to find out if a particular check has cleared or deposit has been credited
Transfer money between any of your accounts (unless transaction limitations apply)

You can use your Online Banking 24 hours a day. Once you have your password and access ID, it's simple to use.

Features of MidCarolina Online:

Once you have your password and user ID, it's simple to use.

So what are you waiting for? Sign up today!

By accessing the First Time Users button I acknowledge that I accept any and all terms and conditions associated with MidMidCarolina Online as outlined in the MidCarolina Online Agreement - click here to access your Real Time Online Banking from MidCarolina Bank.

 

 
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Small Business Services

Midcarolina works with a variety of service providers that can assist you with all of your personal and business banking needs. From ATM services, payment processing or getting funding for your small business we are here to help. Stop by one of our branches and speak to a manager or see any of the following websites for more information:
  1. highriskcreditcardprocessors.com
  2. highvolumemerchants.com
  3. clarityusa.com