YOUR PRIVACY IS IMPORTANT TO US
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our financial institution. You're asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.

We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure your confidentiality and maintain your confidence in our institution. These policies detail the strict standards we have in place. For this reason, we ask you to please read the following information carefully.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in the notice, mean MidCarolina Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
• All of our consumer customers who have a continuing relationship with us, such as:
• Credit Card
• Deposit account
• Home mortgage brokerage
• Loan account
• Safe deposit box

We will tell you the sources for nonpublic information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
• Information about your transactions with nonaffiliated third parties
• Information about your transactions with us
• Information from a consumer reporting agency
• Information we receive from you on applications or other forms

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products of services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic personal information about former customers, except as permitted by law.

MidCarolina Bank Web Site www.midcarolinabank.com
Stock symbol MCFI
Trades on NASDAQ Bulletin Board

Branch Locations
Alamance Regional Medical Center Office: 336-538-1225
Burlington Office: 3101 South Church Street 336-538-1600
Cum-Park Office: 2214 North Church Street 336-437-8890
Graham Office: 842 South Main Street 336-570-3032
Greensboro Office: 701 Green Valley Road, Suite 106 336-379-7783
MidCarolina Telebanking: 800-813-7678
Mortgage Services: 336-538-9950
Village at Brookwood Office: 336-226-1285

Equal Housing Lender
Member FDIC
Stock Symbol MCFI