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Personal Banking Home 
 
Certificates of Deposit
Regular Savings  |  Minors/Seniors Savings   |   Money Market Account  |  Certificate of Deposit
Certificate of Deposit Accounts

Certificate of Deposit Accounts provide our customers with total investment flexibility and are FDIC insured.

You will enjoy these benefits:

Choose your term from 7 days to 60 months

Interest compounded daily...paid monthly, quarterly, annually

Interest may be credited to any MidCarolina Bank account

How to Qualify:

$500 minimum deposit to open account
$500 minimum daily balance required to maintain account
Ask a Customer Service Representative for current rates and specials. Tiered interest rate structure available.
May be subject to substantial penalties for early withdrawals.

6 Month No-Penalty CD
The ability to withdraw money from this CD without a penalty!

You will enjoy these benefits:

No penalty to withdraw funds after seven business days

Interest compounded daily...paid monthly, quarterly or at maturity

Interest may be credited to any MidCarolina Bank account

How to Qualify:

$5,000 minimum deposit to open account

$5,000 minimum daily balance required to maintain account
Certificates of Deposit Specials
We frequently offer special rates and terms on CD’s. Consult with a Customer Service Representative for current specials available today.
CDARSSM - For Large-Deposit Investors
Now your large CD deposits could be eligible for full FDIC insurance through our new Certificate of Deposit Account Registry ServiceSM (CDARSSM)*. For more detailed information, click here.
*Up to $1 million or more. Check with bank representative for current limits.
 
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MidCarolina Bank is Member FDIC Member FDIC | MidCarolina Bank is an Equal Housing Lender Equal Housing Lender | ©2005 MidCarolina Bank.
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Small Business Services

Midcarolina works with a variety of service providers that can assist you with all of your personal and business banking needs. From ATM services, payment processing or getting funding for your small business we are here to help. Stop by one of our branches and speak to a manager or see any of the following websites for more information:
  1. merchantserviceshighrisk.com
  2. atmnetwork.net
  3. edgecapitalfunding.com